Changing market conditions or client imperatives can affect a portfolio in unexpected ways. As your financial guide, we’ll regularly recommend minor course corrections to keep you on your intended route:

• When markets are down, what action should you take? Should a market correction prompt a change to asset allocation? How should your spending policy—that is, your lifestyle—change to compensate for a prolonged bear market?

• Strong market surges pose different problems. When is it appropriate to reduce risk, in order to preserve gains? Does it make sense to plan on retiring earlier? How can you tell when it is prudent to spend a surplus?

We track your portfolio’s divergence from expected values. When that divergence exceeds specified thresholds, we coordinate early, measured responses that move the portfolio closer to target values. We continually update spending policy, accounts, and investment policy to reflect fundamental changes in the economy and your personal circumstances.

On an ongoing basis, we support clients in the following areas:

• Operational support to facilitate both portfolio and account management functions

• Specialized reporting to track progress toward investment goals

• Tuning and tailoring to ensure that the portfolio continues to suit your objectives