SCLC provides independent evaluation of proposed and existing life insurance portfolios. The analysis is provided in our capacity as Registered Investment Advisor and Insurance Analyst. Where appropriate, we assist in the design of the insurance portfolio, selection of insurance contracts (both load and no-load policies), determination of appropriate premium and policy funding levels, and quantitative analysis of risk/return tradeoffs. Additionally, we offer supervision of agents and brokers in the underwriting process and ongoing monitoring and reporting services.